AI-Assisted Debt Advisory

Raising Capital
for Ambitious
Businesses

MOR Capital connects creditworthy SMEs and mid-market companies to the right Bank and NBFC partners — faster, smarter, and at better rates than traditional advisors.

₹10Cr+Monthly Disbursement Target
20+Bank & NBFC Partners
11+Years of Lending Expertise
15Days Avg Turnaround
IIM Calcutta | IIT Patna Alumni
Udyam Registered MSME
Hyderabad Based | Pan India Network
DSA Empanelled Across Banks & NBFCs
End-to-End Debt Solutions

From working capital to structured deals, we identify the right credit product for your business and negotiate the best terms on your behalf.

Working Capital Finance

OD limits, cash credit, invoice discounting and short-term loans to keep your operations running without disruption.

₹25L – ₹10Cr

Term Loans & Expansion Finance

Structured term loans for machinery, infrastructure, business expansion or acquisitions with competitive tenures.

₹50L – ₹25Cr

Supply Chain Finance

Vendor financing, purchase invoice discounting, reverse factoring and buyer-led programs for your supply chain ecosystem.

₹1Cr – ₹50Cr

Trade & Export Finance

LC discounting, export financing, PCFC, FDBP and cross-border solutions for businesses engaged in international trade.

Import / Export

Structured Credit Solutions

Bespoke structured deals including risk participation, off-balance sheet financing and co-lending arrangements.

Mid-Market

AI Credit Advisory

Proprietary AI-assisted profiling assesses your credit readiness, identifies the best-fit lenders and predicts approval probability before we apply.

Powered by AI
From Application to Disbursement

A structured, transparent process backed by AI-assisted decisioning and deep lender relationships.

01

Free Consultation

Understand your requirement, business profile and target loan structure

02

AI Credit Profiling

We assess your creditworthiness and map you to the best-fit lenders

03

Multi-Lender Approach

Simultaneous applications to 3–5 lenders, creating competitive term sheets

04

Disbursement

Best offer selected, documentation completed and funds disbursed

Technology Edge
AI-Assisted Credit Advisory — Built Different

Unlike traditional consultants who rely purely on gut feel and rolodex, MOR Capital uses an AI-driven framework to give your loan application the highest probability of success.

Automated Credit Profiling — Your financial data is scored across 40+ parameters before a single lender is approached

Lender-Fit Engine — AI maps your profile against 20+ Bank & NBFC credit policies to identify highest approval probability

Term Sheet Benchmarking — All received offers are compared in real time so you always get the best deal

Deal Velocity — What takes 45–60 days with traditional advisors, we close in 15 days on average

Live Credit Assessment Sample
Business Profile Score87 / 100
Promoter CIBIL762
Lender Match (Best Fit)HDFC Bank, Kotak
Recommended ProductCC + Term Loan
Estimated Rate10.5% – 12%
Approval ProbabilityHigh (82%)
Est. Turnaround12–15 Working Days
RK Rohith Kumar
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Founder, MOR Capital

MBA (Finance) — IIM Calcutta
B.Tech (CS) — IIT Patna
11+ Years — Yes Bank, ClearTax, Bizongo
₹3000Cr+ — Lending portfolios built across banks

Rohith has spent over a decade building and scaling lending businesses at Yes Bank, ClearTax, and Bizongo — structuring deals from ₹50L SME loans to ₹3000Cr institutional transactions. MOR Capital was founded to give businesses direct access to that institutional-grade expertise.

"Most businesses don't fail to get loans because they aren't creditworthy — they fail because no one has structured their story correctly for the right lender."
Lender Partners

We maintain active relationships across a curated network of Banks and NBFCs — ensuring your application reaches the right desk, not just any desk.

HDFC Bank
ICICI Bank
Kotak Mahindra
Axis Bank
Yes Bank
IDFC First Bank
Bajaj Finserv
Tata Capital
Aditya Birla Finance
+ 12 More
Apply for a Loan

Fill in your details and our team will reach out within one business day. No upfront fees. Success-based model only.

Your information is kept strictly confidential.
We charge zero upfront fees — our fee is success-based only.